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The new Clover system is now equipped with the latest requirements from the card issuers like Visa, masterCard, Discover and American express. They added the ability to accept Chip Cards right on the screen. The Clover 1.0 did not have this feature and required the merchant to buy a external Pin Pad to accept Chip and EMV Credit Cards. The new Clover 2.0 also has a camera, a customer facing screen on the back of the printer, and the ability to accept NFC payments via a digital wallet.